Заполняем заявление на вычет по жилью. Деньги на квартиру куплены за мои средства, не совместные. Муж работает и оформляет всё на себя, и оказывается что эти деньги он мне отдавать не будет. Ладно: если он вложит в машину (кстати, она тоже моя, не наша) — там нужно поменять коробку передач, пятая передача сломалась. А если не вкладывать в машину — пусть делает её сам. Пока я не получу документы, чтобы забрать её. Проблема будет в том, чтобы доказать, что он в неё вкладывался. Ну да. А теперь вопрос: я стала самозанятой. Налоги плачу, могу ли я получить налоговый вычет? До конца ещё долго придётся это оформлять, потому что доход небольшой и непонятно, как дальше быть — как зарабатывать больше. Работать можно много, а платить мало, но найти что-то большее не могу. Не хочется работать бесконечно, но жить нужно.
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Nataliya
No. Self-employed individuals do not pay personal income tax and do not receive a tax deduction.
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Lesya
It's really sad to be living with a husband like that.
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Antonova Lyudmila
You have great relationships😄
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Natalya
So if he claims the deduction for himself, he won’t be able to do it later, and you can’t do it anyway.
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Valentina
Antonova Lyudmila Very
I just found out today that he doesn't intend to give it back to me. That year he arranged and translated it for me. And now it turns out that's not the case. There is a chance that while everything is being processed, the bailiff will find the card. He has debts, and almost all his cards are blocked. The deductions are small; his salary was low, but 30 thousand is still money.
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Valentina
Lesya I still thought things weren't all bad for us, but now he's showing his true colors. It turns out he's one of those men who, when divorcing his wife, also divorces from his children. He didn't care about them much to begin with, and now he doesn't care at all.
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Valentina
Nataliya But they do pay taxes, after all.
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chukavina tatyana
And didn't you ask what kind of man he is, the one who won't give you back the money?
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Bedeze Bokari
Self-employed people don't qualify for the deduction taken from the personal income tax. The deduction is from the personal income tax (NDFL). It's the one that's 13%.
Therefore you cannot receive it.
And is he still applying for the deduction himself?
And did you prepare a document about the allocation of costs?
There's just a limit on the amount.
Since I could no longer receive the deduction, we wrote a document to the tax authorities stating that he would receive the deduction for a certain amount, and that's it.
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Valentina
chukavina tatyana Until today I believed he would give it back. Then we spoke, and he made it clear that he wouldn’t give back anything. Yes, I’ve cut ties with him already; if a person is unreliable, it’s useless. We won’t die. But I promised a long time ago that from the money after deductions he would take some for the car, and apparently he calculated that part was small. I need him to fix the car so that when I finish my studies I can drive it calmly. But judging by what I know about him, it seems it’s easier for him to wreck it than to give it back, even though he knows it isn’t his and I won’t give it to him.
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Yuliya
If you worked as an employee last year, you may be eligible to receive it.
The self-employment regime is no longer available, since you do not pay personal income tax.
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chukavina tatyana
chukavina tatyana Everything about your story feels terrible...
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Valentina
Bedeze Bokari No, I didn’t do it. Yes, our maximum deduction is 175 thousand, but right now it can only provide 30 thousand because official income is small. Yes, we filed today, but for some reason it didn’t go through. And only later did I learn that the deduction won’t be issued after filing. The remaining amount is unlikely to be received later; I have all the data, and I won’t give it. Well, about 130 thousand will be lost.
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Yuliya
Nataliya And what now?
Taxes are paid by everyone; VAT is included in purchases, but a tax deduction is only available if you pay personal income tax.
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Barkova Lena
Well, that's his tax deduction.
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Valentina
Yuliya No, I haven't worked for five years, and I don't think I'll be able to start working again later either.
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Valentina
chukavina tatyana Honestly, I'm shocked too. There used to be a lot of things about us that weren't normal. And now even more are creeping in. It's no wonder they told me about ten years ago not to even register him in the housing. I wondered why. It turns out this registration will have consequences later.
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Yuliya
Yuliya So it seems you won't be getting any tax deduction.
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Yuliya
Bedeze Bokari Nothing will be lost, and later, when he buys the apartment, he can have it registered in his own name 🤭
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Valentina
Bedeze Bokari Yeah, what apartment? He doesn't have money for rent. It's more likely I'll lose him; I won't be able to get him set up. Oh well, what can you do.
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Bedeze Bokari
Bedeze Bokari It didn’t go through, and that’s for the best. Please don’t send any more. Keep it all in one place. In the future you’ll have income; if it’s taxable, you’ll receive the remaining amount.
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Yuliya
Bedeze Bokari Well, he'll find someone else; with her they'll buy an apartment and both will claim a deduction from her 🤣
And you won't lose anything; once you start working, you can get it 👍
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Valentina
Bedeze Bokari I won't be able to work. My kids have schedules that make it impossible for me to find a job that fits around them. Neither now nor in 10 or 20 years will they be able to live independently. Well, these days people often pick up freelance work with flexible hours; at least there would be money. It would be great if I could find something. But if that woman is completely cuckoo and would take out a mortgage with her money. He has a large debt on a loan, although the bailiffs haven't seized any funds yet, but there is something. It's been outstanding for three years. They won't give him a mortgage.
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Nataliya
Nataliya So what?
That's a different tax. And I'm getting a personal income tax refund.
Self-employed people don't pay personal income tax.
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Olya
Он получает вычет со СВОИХ налогов.
А не с ваших.
Это ЕГО деньги. Не ваши.
Он платил налоги со своей зп.
И ему возвращаются деньги с его уплаченных налогов, а не с ваших денег за покупку кв.

Вы сможете оформить вычет на кв,.когда ваша белая зп будет соответствовать необходимой сумме.
Это его деньги, а не ваши
Olya
You will also be able to claim a deduction for this apartment if you formalize your employment.
That deduction does not affect this in any way.
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